Identity verification for banks and fintech businesses
Reduce fraud and identity theft, streamline account opening, and improve customer service with our ID scanners for banks and enhanced KYC/AML solutions. Add remote identity verification for onboarding without sacrificing customer experience.
ParseLink for Banks
Leverage ID scanning for in-branch identity verification
Eliminate fat fingers
Parse 100% accurate data from the scanned ID into your teller software.
Reduce identity fraud
Deter fraudsters by confirming identity before withdrawal or loan application.
KYC
Kick off KYC processes by ingesting data directly from the identity document.
AML
Check each customer against OFAC, PEP, and UN sanctions lists.
Catch fake IDs
Use ID authentication to detect up to 95% of fraudulent documents.
Improve processes
Integrate ID scanning into your paperwork processes for improved customer experience.
New! Scan IDs using Digital Check scanners
Now available! Add ID scanning and data automation to your existing SmartSource check scanner. Integrate identity proofing directly into your teller lane – no additional hardware required.
Enhanced due diligence with third party checks
An ID scanner for banks can do more than just scan an ID. It can be paired with deep identity proofing to give you confidence about every individual with whom you do business.
DMV Database Checks
Check customer identity against DMV databases in all available states to confirm ID issuance.
IdentiFraud Checks
Check identity against the SSA, known fraud lists, utility records, and public service records.
Criminal Background Checks
Query court records across the US to perform a criminal background check against a scanned ID.
OFAC Checks
Check against the Office of Foreign Asset Controls list of criminals and money launderers.
PEP List Checks
Determine whether a customer is considered a Politically Exposed Person by checking against the PEP List.
Looking to integrate custom lists or other data sources?
Banks & Credit Unions
Data automation
Clean, accurate data is parsed from the ID directly into your key systems directly from the ID scanner.
- Instantly ingest data
- Save an image of each ID
- Sync data directly into your bank’s key software and systems
- Perform security checks on each ID
- Install in minutes
- Streamline account withdrawals, loans, and other processes
Banks & Credit Unions
Identity proofing
With our ID scanner for banks and financial institutions, simply scan an ID to quickly, easily, and securely verify customer identity when onboarding new accounts or assessing credit worthiness.
- 2D barcode security checks
- Hologram checks
- Watermark checks
- State format checks
- Data format checks
- Address validation
- DMV data verification
- SSA identity checks
Benefits of ID scanning for banks
Using an ID scanner at your bank or credit union can greatly improve customer experience.
Detect suspicious IDs
Detect fake IDs by detecting barcode anomalies, or through ultraviolet and infrared ID authentication to catch the vast majority of fakes.
Eliminate typos
No more fat fingers or misspellings. Clean, accurate data is parsed from the ID directly into your CRM or banking software with no need to type.
Reduce paperwork
Save employee manhours and paper by removing the need to make photocopies. Automatically upload an image of the ID directly into the customer profile.
Easy KYC/AML
Perform instant checks against OFAC and PEP lists to do your due diligence to prevent money laundering, avoid fines, and stay compliant with federal standards.
Digital identity verification for fintech
Meet compliance standards with a streamlined customer onboarding experience
Catch fake IDs
Our 2D barcode analysis and OCR tools detect suspicious documents.
Reduce friction
Embed our digital identity verification seamlessly inside your application.
Face match selfie
Match the face in the ID photo to the customer using a guided selfie video.
KYC/AML
Check each customer against OFAC, PEP, and sanctions lists.
10,700 document types
Verify customers from around the world with global document coverage.
Reduce identity fraud
Multiple layers of security deter fraudsters and criminals.
How our remote onboarding works
Our remote ID validation solution uses ID scanning and selfies to securely verify user identity. Customers simply open your app or click on a link sent via SMS to begin the process.
Snap a photo of the front of the ID
The customer will use the camera on their mobile device to capture an image of the front of their ID. Using optical character recognition (OCR) our software ingests all of their identity data.
Snap a photo of the back of the ID
Next, the customer takes a photo of the back of the ID. Our software ingests and reads the data stored in the 2D (PDF417) barcode and compares it to the data on the front of the ID.
Selfie face match
The customer is guided through a series of liveness checks and anti-spoofing exercises while our software creates a 3D mesh template of their face and compares it to the photo on their ID.
As soon as the application detects a quality image it snaps a photo and confirms document type. Users can verify their identity in less than 10 seconds with only 2 clicks.
Digital identity verification
Barcode and document security checks
Many tools can read and parse the data on the ID, but our remote ID validation takes it a step further by performing more than 100 algorithmic checks on the ID’s barcode and authentication algorithms to detect potential tampering.
- Data format check
- State “tell” check
- Barcode position check
- Advanced micro-shadow checks
- Jurisdictional check
- Barcode size check
- Front/back crossmatch
- Metadata inspection
Digital identity verification
Face matching via selfie
We harness the power of your customer’s mobile phone camera to perform identity verification using a live selfie video. Our face match technology easily confirms that the live user is the same individual as the person in the ID photo.
How long does your face matching take?
The face matching process takes <10 seconds from the time the user opens their mobile camera. The digital identity verification API efficiently creates a mesh template from the ID photo, and then rapidly applies it to the live user on camera, returning a result as soon as it determines whether the face is a match or not.
Does DIVE API face match include anti-spoofing?
Yes. The system performs multiple anti-spoofing checks, protecting against photo attacks, replay attacks, and 3D mask attacks. Click here to learn more about our anti spoofing process.
Does DIVE API face match include liveness checks?
Yes. We offer multiple, randomized liveness checks embedded into the selfie workflow to ensure the individual is a live, legitimate person.
What sets our remote ID validation apart
We pride ourselves on catching the most fake IDs to prevent fintech fraud.
2D barcode security
We check each ID against our template library and AI-algorithms to detect up to 50% of fake IDs from a barcode scan alone.
No per-scan cost
Because we own our own document library, there is no per-scan cost for remote ID validation of North American documents.
Superior OCR
Our OCR is capable of reading and ingesting all text from a document, and instantly compare it to the information in the barcode/MRZ.
Speedy results
Our remote ID validation is lightning fast, which means a smooth, efficient experience for your end customers – no added friction.
Learn how a rapidly growing regional bank implemented digital identity verification during onboarding to greatly reduce fraud.
Need help choosing an ID scanner or remote onboarding tool for your bank?
Our team has worked with banks, credit unions, and other financial institutions and lenders across the country to implement fraud reduction through ID scanning and identity verification.
