Third party identity checks
Add on queries to third party databases such as the DMV, Sex Offender Registry, OFAC and PEP lists, and private fraud-risk tools such as IdentiFraud. Available inside VeriScan and via our Digital Identity Verification Engine (DIVE) product.
Available third party data sources
IDScan.net is capable of querying a wide variety of databases to provide the most in-depth identity proofing of every individual with whom you do business.
DMV Database Checks
Check customer identity against DMV databases in all available states to confirm whether an ID was issued by the jurisdiction on the document.
Criminal Background Checks
Check court records, incarceration records, parole and probation documents, and arrest data in all 50 states.
US Postal Service Address Checks
Check against the USPS address database to confirm whether the address on the identity document matches known residences for the individual.
Sex Offender Registry Checks
For schools and non-profits, you may want to check identity against the 50-state Sex Offender Registry.
Social Security Administration Checks
Query the US Social Security Administration to confirm age, identity, and more.
Office of Foreign Asset Control Checks
Meet KYC/AML standards by checking against the OFAC list of potential money launderers.
Politically Exposed Persons Checks
Check against the Every Politician list to assess the risk profile of potential customers and meet KYC/AML standards.
EU Sanctions Lists
Check against realtime lists of individuals who have been sanctioned due to ongoing political crises.
Looking to integrate custom lists or other data sources?
Simply scan an ID, initiate the check, and our API will search for matches on a variety of databases. Results are returned in less than 5 seconds.
Third party identity checks
IdentiFraud Checks
All-in-one identity checks which query public, private, and proprietary data sources in a single API call.
We check multiple sources at a low per-scan cost.
Address validation
Confirm customer address by querying USPS records.
SSA confirmation
Confirm identity with the Social Security Administration.
Telecom records
Use utility and telecom records to deepen identity proofing.
Known fraud lists
Check against known fraud and proprietary risk lists.
Third party identity checks
DMV data verification
Driver’s licenses, driving permits, and ID cards issued by U.S. jurisdictions are regularly used as proof of identity; however, these documents can be counterfeit or altered. The DMV Data Verification Service allows an organization that is presented with a license or ID card to verify that the data on the card matches the data held by the jurisdiction that issued the document.
Third party identity checks
Criminal background checks
The Nationwide Criminal Records Database is a powerful, high-speed multi-state and federal search of our proprietary databases compiled from multiple sources. Easily perform non-FCRA background checks that can provide criminal history quickly and efficiently.
- Arrest records
- Incarceration history
- Court records
- Parole/probation history
You may not use our service or the information provided to make decisions about employment, admission, consumer credit, insurance, tenant screening or any other purpose that would require FCRA compliance.
Third party identity checks
Sex Offender Registry checks
This service allows you to see where registered sexual offenders live and work around you, your business or your family with real time screening for all 50 states. Responses may vary depending on the information captured in a particular jurisdiction (image, aliases, etc.).
Third party identity checks
KYC/AML checks
Check to see if the individual has ties to a known terrorist or drug trafficking organization and ensure compliance with know-your-customer and anti-money-laundering regulations. Our lists are updated continuously and configured to hit most major global watchlists.
- MK Denial List
- Commerce Dept. Denial List
- Palestinian Legislative Council
- Specially Designated Nationals
- UN Security Council Embargoes
- OFAC List
- EU Sanctions
- Politically Exposed Persons
Third party checks
Add an identity quiz
After performing an IdentiFraud check, trigger an optional identity quiz at no extra charge.
Questions will be generated based on data such as past addresses, phone carriers, associated contacts, and more.
Stump fraudsters
Ensure the customer can answer basic questions based on their historical data.
Flexible options
Choose to present between 1 and 8 questions as part of the quiz.
No additional fees
Identity quiz is included with the purchase of IdentiFraud checks.
Third party identity checks FAQ
What geographic areas are covered by IDScan.net checks?
We cover the United States only.
Do you have to scan an ID to perform a third party check?
Third party checks are an ideal companion to our ID scanning products because they eliminate the need to manually type the data you want to query against. However, they are not required, and third party checks can be performed on manual entries inside VeriScan.
Are there restrictions on how IDScan.net third party checks can be used?
Our criminal background checks are not FCRA, so they cannot be used for final decision making for the purpose of employment, housing, lending, etc.
How long does a third party check take to provide a response?
This varies by the type of check and sometimes by the jurisdiction we are checking against, but we generally provide results in less than 5 seconds.
What are the required fields to initiate a third party check?
All third party checks will require different fields, but at minimum they will utilize a first name, last name, and date of birth. DMV checks require the state of issuance and the ID number as well.
How often are the databases updated?
We query against live databases, so they are updated frequently and can be considered to be up-to-date in realtime, or near realtime.
Where to implement third party checks
Identity verification checks use third-party databases to ensure the identity being used is legitimate and compliant, and to give your organization context on an individual’s history and risk profile.
These instant checks are often used to process loan or credit applications, or in instances when full ID authentication is not possible or practical.
VeriScan for Schools
Perform Criminal Background and Sex Offender Checks on visitors and volunteers at your school or facility.
Banking
Add third party checks to the teller lane to provide confidence and reduce risk.
Digital Identity Verification API
Add on third party checks to our integrated identity proofing tool to add layered security to your platform.
Improve your security with third party identity checks
Learn more about our identity check solutions and implementation of layered security while automating enrollment and onboarding.
