third party checks

Third Party Identity Checks Via API

Add on queries to third party databases such as the DMV, Sex Offender Registry, OFAC and PEP lists, and private fraud-risk tools such as IdentiFraud by using our third party checks API.

Available Third Party Checks’s third-party checks allow you to quickly and easily add an additional layer of identity proofing to validate details about the individual.

We offer checks against all of these databases via our identity verification API. Simply scan an ID, initiate the check, and our API will search for matches on a variety of databases. Results are returned in <5 seconds.

Third-party checks serve one of two purposes: verifying an individual’s identity and gaining information about the individual for security


Driver’s licenses, driving permits, and ID cards issued by U.S. jurisdictions are regularly used as proof of identity; however, these documents can be counterfeit or altered. The DMV Data Verification Service allows an organization that is presented with a license or ID card to verify that the data on the card matches the data held by the jurisdiction that issued the document.

Either scan an ID or enter a driver’s license number to query DMVs from 38 states and the District of Columbia to verify that the data on the ID matches an actual ID issued by that state. Get results in real-time to ensure the ID is valid.

Sex Offender Registry Checks

This service allows you to see where registered sexual offenders live and work around you, your business or your family with real time screening for all 50 states. API/service is designed to provide information and notification to communities when potentially dangerous sex offenders move into the neighborhood. The nature of the notification varies significantly from state to state, and even sometimes from community to community within a state. However, as a result of the system, every state now attempts to keep track of the residence of sex offenders and to provide information to the public.

Criminal Background Checks

These query court, arrest, and incarceration history, as well as warrants issued. All felony reports are real-time. Our criminal background checks are non-FCRA. Results include all felonies and a select group of misdemeanors.


IdentiFraud is the most reliable solution on the market for identity verification. By submitting consumer-provided information, IdentiFraud provides detailed verification of identity data within a matter of seconds. Using data captured from an ID or license number, IdentiFraud makes it possible to be certain you are conducting business with the real ID holder.

We offer three levels of IdentiFraud validation:

Level 1 validates the customer’s city, state, zip code, driver’s license, and SSN.

Instantly check the customer’s name against the latest OFAC list and verify that the customer’s SSN is not listed on the Social Security Administration’s Death Master File

Level 2 verifies all key customer information against public databases as well as a national consumer reporting agency and outputs a score that indicates the validity of the data

Level 3 gives access to an even more advanced layer of identity verification with an “out-of-wallet” security feature that poses questions only the customer can answer

Watch Lists

Check to see if the individual has ties to a known terrorist or drug trafficking organization. Watch lists available include- 

MK List -MK Denial includes US and International Denied Parties, United Nations Security Council Embargoes, Commerce Dept. Denial List, and more. The list is dynamic in order to reduce risk and ensure the highest level of compliance. When a new entry is made in the denied parties list, your master list of customers will be screened and a report will be generated and automatically emailed to you. Our dynamic screening solution truly simplifies the process and enables you to focus on your business while ensuring compliance and reducing your risks.

OFAC – This database includes:

PLC (Palestinian Legislative Council List), Sanctions, SDN’s, Non-SDS (Specifically Designated Nationals and Blocked Persons)

As part of its enforcement efforts, OFAC publishes a list of individuals and companies owned or controlled by, or acting for or on behalf of, targeted countries. It also lists individuals, groups, and entities, such as terrorists and narcotics traffickers designated under programs that are not country-specific. Collectively, such individuals and companies are called “Specially Designated Nationals” or “SDNs.” Their assets are blocked and U.S. persons are generally prohibited from dealing with them. Learn More

PEP – Politically Exposed Persons (PEPs). Guidance documents issued by federal regulatory agencies require that all financial institutions take reasonable steps to ensure they do not knowingly or unwittingly assist in hiding or moving the proceeds of corruption by Politically Exposed Persons (PEPs). The first step in complying with this directive is determining whether a customer or potential customer qualifies as a PEP as defined within the Bank Secrecy Act (BSA). If you determine the customer qualifies, the second step, which defines your course of action, is to assess the related risk.

Why implement third party checks?

Identity verification checks use third-party databases to ensure the identity being used is legitimate and compliant. These instant checks are often used to process loan or credit applications, or in instances when full ID authentication is not possible or practical.

identity verification compliant graphic

Check Background & Criminal History

Security checks use third-party databases to ensure the identity being used is legitimate. These instant checks are can help safeguard businesses and properties from unwanted or potentially dangerous visitors.

Security checks are ideal for schools, property management, retail, employment, firearms sales, and any environment in which an individual’s criminal or behavioral history is relevant.

Automate Signs Ups & Enrollment

Identity verification checks use third-party databases to ensure the identity being used is legitimate and compliant.

DMV checks and IdentiFraud are designed to help businesses reduce risk and return a match score that will help you make business decisions related to provision of credit, employment, onboarding, etc.

Request A Quote

Prices are dependent on transaction volume and the types of checks needed. Please reach out for pricing structures and more information on how our third-party checks can add an additional layer of identity validation to any existing solutions. Use our Quote Request Form, or give us a call at (504) 434-0222, and a representative will provide custom pricing.