Third-party checks are a key step in the identity verification process. IDScan.net has integrated many of these checks with our technology, so that our clients can access these databases in real-time, when scanning an individual’s ID.
Third-party checks serve one of two purposes: verifying an individual’s and gaining information about the individual.
Verifying Identity
- DMV Data Verification. Query DMVs from 36 states to verify that the data on the ID matches an actual ID issues by that state.
- Address Validation. Search the USPS database of addresses to confirm that the address on the ID matches a real address.
- IdentiFraud. Simultaneously check the individual with credit bureaus, the SSA, and other databases.
Advanced Screening
- Criminal Background. Query court, arrest, and incarceration history, as well as warrants issued.
- Watch List. Check to see if the individual has ties to a known terrorist or drug trafficker organization.
- Sex Offender Check. Check whether the individual has registered as a sex offender.
- PEP. Politically Exposed Persons are of political, criminal, or economic interest.
- OFAC. Search for individuals with sanctions against them for reasons of national security.
INTEGRATION SERVICES
With our Integration Services you can integrate our ID parsing into any platform including iOS, Android and Windows mobile devices, server or internal web services, or our Web Service API cloud based solution. We offer Out-of-the-Box Single License, ID Parsing SDKs for Integration, Web Service API and Third Party Database Partners.
Integration with your Application:
IDScan.net offers ID Parsing SDK’s that can integrate into any platform, including iOS, Android and Windows mobile devices, server or internal web service parsing, or our Web Service API cloud based solution.
Mobile Scanners iOS/Android:
IDScan.net was the first in the country to deploy ID scanning technology on a mobile platform back in 2009. Our SDK’s can integrate directly into your iOS or Android apps. Any mobile device with a 5 MP camera or higher resolution can be used for ID scanning capability.
Desktop ID Scanners:
Our Single License ID Parsing software solutions include:
- Wizzforms, which allows you to integrate ID scanning directly into your desired digital form.
- VeriScan, our ID scanning and data management software which allows you to scan an ID, collect and manage the data within a self-contained database.
- IDScan.net offers a multitude of hardware devices that can be connected through USB or wireless mobile devices depending on your scanning needs of the US and Canadian ID’s, National ID Cards and Passports. Our hardware devices also include image capture capabilities.
Passport Scanners:
IDScan.net offers a selection of robust passport scanning solutions, including passport authentication hardware and MRZ parsing software.
Cloud Solutions – VeriScan:
VeriScan Online is a powerful, secure cloud-based application that scans all visitor records into one online dashboard, so all your visitor data from multiple check-in locations can be stored and accessed at all times.
Options for Higher Level Vetting
MK Denial
MK Denial includes US and International Denied Parties, United Nations Security Council Embargoes, Commerce Dept. Denial List, etc. For full list, click here (then can you have a popup with the following info):
Dynamic Screening List
In order to reduce risk and ensure the highest level of compliance you can leverage our dynamic screening solution. When a new entry is made in the denied parties list, your master list of customers will be screened and a report will be generated and automatically emailed to you. Our dynamic screening solution truly simplifies the process and enables you to focus on your business while ensuring compliance and reducing your risks.
Denial Lists
Restricted Parties – License Required
Department of Commerce Entity List – End-User Requiring License (ERL); 15 CFR Part 744 Supplement No. 4
Department of Commerce Unverified List (RFC); 15 CFR Part 744.15
Denied Parties
Department of Commerce Denials List (TDO);
Specially Designated Nationals and Vessels of: (31 CFR ex Parts 500-590)
Belarus, Congo, Cote d’Ivoire, Cuba, Iraq, Iran, Lebanon, Liberia, Libya,
Myanmar – Burma, North Korea, Somalia, Sudan, Syria, Western Balkans, Zimbabwe
Foreign Sanctions Evaders List
Weapons of Mass Destruction Proliferators
Non-SDN Palestinian Legislative Council
Specially Designated Terrorists
Specially Designated Global Terrorists
Specially Designated Narcotic Traffickers
Specially Designated Nationals Sergei Magnitsky
Transnational Criminal Organizations
Debarred List (DOS); 22 CFR Part 127.7 ITAR; Arms Export Control Act, Sec. 38
Missile Proliferators (MT); 22 CFR Part 126
Chemical and Biological Weapons Proliferators (CBW); 22 CFR Part 126
Designated Terrorist Organization (DTO); 22 CFR Part 126
Iran Nonproliferation Act of 2000 (inpa); 22 CFR Part 126
Iran, North Korea and Syria Nonproliferation Act
Sanctions for the Transfer of Lethal Military Equipment (lme); 22 CFR Part 126
Parties of Concern
Department of Commerce Unverified List – Red Flag Concerns (RFC); 15 CFR Part 732 Supplement No. 3.
European Union Sanctions List
Unverified List – “Red Flag”
Japanese End User List (Ministry of Economy, Trade and Industry – METI)
UK List – WMD End-Use Control: Licence Applications for Iran
Financial Crimes Enforcement Network list (FINCEN).
United Nations Security Council Sanctions (UNS)
Additional Non-Standard Offerings
GSA Debarred Bidders List – Reciprocal
GSA Debarred Bidders List -Non-Procurement
GSA Debarred Bidders List – Procurement)
Australian Consolidated List
Bank of England – Financial Sanctions
Canadian Restricted Entities
World Bank – List of Debarred/Ineligible Firms
FBI Most Wanted List
Swiss Restricted List (SECO)
Politically Exposed Persons
OFAC
OFFICE OF FOREIGN ASSETS CONTROL (OFAC). OFAC administers and enforces economic and trade sanctions based on U.S. foreign policy and national security goals against targeted foreign countries and regimes, terrorists, international narcotics traffickers, those engaged in activities related to the proliferation of WMDs, and other threats to the national security, foreign policy or economy of the United States. As part of its enforcement efforts, OFAC publishes a list of individuals and companies owned or controlled by, or acting for or on behalf of, targeted countries. It also lists individuals, groups and entities, includes terrorists and narcotics traffickers designated under programs that are not country-specific. Collectively, such individuals and companies are called Specially Designated Nationals or SDNs. Their assets are blocked and U.S. persons are generally prohibited from dealing with them.
The OFAC list consists of the following programs:
Specially Designated Global Terrorist
Foreign Terrorist Organization
Specially Designated Terrorist
Iran and Syria Nonproliferation Act
Iran-Iraq Arms Nonproliferation Act of 1992
Specially Designated Narcotics Traffickers
Specially Designated Narcotics Traffickers-Kingpin Act
Weapons of Mass Destruction Trade Control Regulations, Non-Proliferators Weapons of Mass Destruction
Non-SDN Palestinian Legislative Council
OFAC Country-Based Sanctions
FinCEN 311
Part 561
SDN
Specially Designated Nationals(SDN). As part of its enforcement efforts, OFAC publishes a list of individuals and companies owned or controlled by, or acting for or on behalf of, targeted countries. It also lists individuals, groups, and entities, such as terrorists and narcotics traffickers designated under programs that are not country-specific. Collectively, such individuals and companies are called “Specially Designated Nationals” or “SDNs.” Their assets are blocked and U.S. persons are generally prohibited from dealing with them.
PEP
Politically Exposed Persons (PEPs). Guidance documents issued by federal regulatory agencies require that all financial institutions take reasonable steps to ensure they do not knowingly or unwittingly assist in hiding or moving the proceeds of corruption by Politically Exposed Persons (PEPs). The first step in complying with this directive is determining whether a customer or potential customer qualifies as a PEP as defined within the Bank Secrecy Act (BSA). If you determine the customer qualifies, the second step, which defines your course of action, is to assess the related risk.
Identity Validation
Identity Validation is a process of customer identity verification that is simple and cost effective, so you remain compliant with the USA Patriot Act and Red Flags Rules, while reducing fraudulent activity. For full list of screening, click here (then can you have a popup with the following info):
Level 1
- Validate the customer’s city, state, zip code, driver’s license and SSN
- Instantly check the customer’s name against the latest OFAC list and verify that the customer’s SSN is not listed on the Social Security Administration’s Death Master File
Level 2
- Verify all key customer information against public databases as well as a national consumer reporting agency and receive a score that indicates the validity of the data
Level 3
- Gain an advanced layer of identity verification with an “out-of-wallet” security feature that poses questions only the customer can answer
Driver’s License Status Check
DL Status Check provides validation of the driver license formats for all 50 states. Verification matching to name and address for the states limited to 11 states, with partial coverage in the remaining states.
