Third-party checks are a key step in the identity verification process. IDScan.net has integrated many of these checks with our technology, so that our clients can access these databases in real-time, when scanning an individual’s ID.
Third-party checks serve one of two purposes: verifying an individual’s identity and gaining information about the individual.
Identity Verification Checks
DMV Data Verification
Query DMVs from 37 states to verify that the data on the ID matches an actual ID issued by that state.
IdentiFraud
Identity Validation is a process of customer identity verification that is simple and cost-effective, so you remain compliant with the USA Patriot Act and Red Flags Rules, while reducing fraudulent activity. Below is a full list of screening options:
Level 1
- Validate the customer’s city, state, zip code, driver’s license, and SSN
- Instantly check the customer’s name against the latest OFAC list and verify that the customer’s SSN is not listed on the Social Security Administration’s Death Master File
Level 2
- Verify all key customer information against public databases as well as a national consumer reporting agency and receive a score that indicates the validity of the data
Level 3
- Gain an advanced layer of identity verification with an “out-of-wallet” security feature that poses questions only the customer can answer
Security Validation Checks
Criminal Background
Query court, arrest, and incarceration history, as well as warrants issued.
Watch List
Check to see if the individual has ties to a known terrorist or drug trafficker organization.
Sex Offender Check
Check whether the individual has registered as a sex offender.
MK List
MK Denial includes US and International Denied Parties, United Nations Security Council Embargoes, Commerce Dept. Denial List, etc.
Dynamic Screening List
In order to reduce risk and ensure the highest level of compliance you can leverage our dynamic screening solution. When a new entry is made in the denied parties list, your master list of customers will be screened and a report will be generated and automatically emailed to you. Our dynamic screening solution truly simplifies the process and enables you to focus on your business while ensuring compliance and reducing your risks.
Denial Lists
Restricted Parties – License Required
Department of Commerce Entity List – End-User Requiring License (ERL); 15 CFR Part 744 Supplement No. 4
Department of Commerce Unverified List (RFC); 15 CFR Part 744.15
Denied Parties
Department of Commerce Denials List (TDO);
Specially Designated Nationals and Vessels of: (31 CFR ex Parts 500-590)
Belarus, Congo, Cote d’Ivoire, Cuba, Iraq, Iran, Lebanon, Liberia, Libya,
Myanmar – Burma, North Korea, Somalia, Sudan, Syria, Western Balkans, Zimbabwe
Foreign Sanctions Evaders List
Weapons of Mass Destruction Proliferators
Non-SDN Palestinian Legislative Council
Specially Designated Terrorists
Specially Designated Global Terrorists
Specially Designated Narcotic Traffickers
Specially Designated Nationals Sergei Magnitsky
Transnational Criminal Organizations
Debarred List (DOS); 22 CFR Part 127.7 ITAR; Arms Export Control Act, Sec. 38
Missile Proliferators (MT); 22 CFR Part 126
Chemical and Biological Weapons Proliferators (CBW); 22 CFR Part 126
Designated Terrorist Organization (DTO); 22 CFR Part 126
Iran Nonproliferation Act of 2000 (inpa); 22 CFR Part 126
Iran, North Korea and Syria Nonproliferation Act
Sanctions for the Transfer of Lethal Military Equipment (lme); 22 CFR Part 126
Parties of Concern
Department of Commerce Unverified List – Red Flag Concerns (RFC); 15 CFR Part 732 Supplement No. 3.
European Union Sanctions List
Unverified List – “Red Flag”
Japanese End User List (Ministry of Economy, Trade and Industry – METI)
UK List – WMD End-Use Control: Licence Applications for Iran
Financial Crimes Enforcement Network list (FINCEN).
United Nations Security Council Sanctions (UNS)
Additional Non-Standard Offerings
GSA Debarred Bidders List – Reciprocal
GSA Debarred Bidders List -Non-Procurement
GSA Debarred Bidders List – Procurement)
Australian Consolidated List
Bank of England – Financial Sanctions
Canadian Restricted Entities
World Bank – List of Debarred/Ineligible Firms
FBI Most Wanted List
Swiss Restricted List (SECO)
Politically Exposed Persons
OFAC
Database includes:
OFAC (Office of Foreign Assets Control) Consolidated Lists – Includes PLC (Palestinian Legislative Council List), Sanctions, SDN’s, Non-SDS (Specifically Designated Nationals and Blocked Persons)
SDN
Specially Designated Nationals(SDN). As part of its enforcement efforts, OFAC publishes a list of individuals and companies owned or controlled by, or acting for or on behalf of, targeted countries. It also lists individuals, groups, and entities, such as terrorists and narcotics traffickers designated under programs that are not country-specific. Collectively, such individuals and companies are called “Specially Designated Nationals” or “SDNs.” Their assets are blocked and U.S. persons are generally prohibited from dealing with them.
PEP
Politically Exposed Persons (PEPs). Guidance documents issued by federal regulatory agencies require that all financial institutions take reasonable steps to ensure they do not knowingly or unwittingly assist in hiding or moving the proceeds of corruption by Politically Exposed Persons (PEPs). The first step in complying with this directive is determining whether a customer or potential customer qualifies as a PEP as defined within the Bank Secrecy Act (BSA). If you determine the customer qualifies, the second step, which defines your course of action, is to assess the related risk.
Databases Include:
- OSFI (Office of the Superintendent of Financial Institutions) Consolidate List – Canada
- SAM.GOV (EPLS and LDP)
- UK Consolidated Lists – Includes OFSI (HM Treasure lists)
- Bureau of Industry & Security Denied Persons List
- Bureau of Industry & Security Entity List
- Bureau of Industry & Security Unverified List
- US State Department Terrorist Exclusion List (TEL)
- PEP – We use the CIA PEP list so our PEP lists do not contain close relations nor US PEP’s
- EU Sanctions Consolidated List
Integrate with your Application
- IOS
- Android
- Windows
- Server
- Web API Cloud
- Internal web services
- Versican
- ID parsing SDK’s
- DVS
- Other options