Risk Mitigation & Compliance

What are Identity Verification Compliant Third-Party Checks?

Third-party checks are a key step in ensuring your business is protected and identity verification compliant. IDScan.net’s third-party checks allow you to quickly and easily add an additional layer of identity proofing to validate details about the individual.

The process of performing these checks is simple- scan an ID for 100% accurate data entry, or manually enter the required information, and the process will automatically begin querying the relevant databases to return accurate results quickly.

Third-party checks serve one of two purposes: verifying an individual’s identity and gaining information about the individual for security.

IDENTITY VERIFICATION COMPLIANT

Identity verification checks use third-party databases to ensure the identity being used is legitimate and compliant. These instant checks are often used to process loan or credit applications.  

Driver’s licenses, driving permits, and ID cards issued by U.S. jurisdictions are regularly used as proof of identity; however, these documents can be counterfeit or altered. The DMV Data Verification Service allows an organization that is presented with a license or ID card to verify that the data on the card matches the data held by the jurisdiction that issued the document.

Either scan an ID or enter a driver’s license number to query DMVs from 38 states and the District of Columbia to verify that the data on the ID matches an actual ID issued by that state. Get results in real-time to ensure the ID is valid. Learn More

IdentiFraud is the most reliable solution on the market for identity verification. By submitting consumer-provided information, IdentiFraud provides detailed verification of identity data within a matter of seconds. Using data captured from an ID or license number, IdentiFraud makes it possible to be certain you are conducting business with the real ID holder.

We offer three levels of IdentiFraud validation:

Level 1 validates the customer’s city, state, zip code, driver’s license, and SSN.

Instantly check the customer’s name against the latest OFAC list and verify that the customer’s SSN is not listed on the Social Security Administration’s Death Master File

Level 2 verifies all key customer information against public databases as well as a national consumer reporting agency and outputs a score that indicates the validity of the data

Level 3 gives access to an even more advanced layer of identity verification with an “out-of-wallet” security feature that poses questions only the customer can answer

Learn More

Prices are dependent on transaction volume and the types of checks needed. Please reach out for pricing structures and more information on how our third-party checks can add an additional layer of identity validation to any existing solutions.

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id verification compliant security

SECURITY CHECKS

Security checks use third-party databases to ensure the identity being used is legitimate. These instant checks are can help safeguard businesses and properties from unwanted or potentially dangerous visitors.

These query court, arrest, and incarceration history, as well as warrants issued. All felony reports are real-time. Our criminal background checks are non-FCRA. Results include all felonies and a select group of misdemeanors. Learn More

Sex Offender Checks 

Check whether the individual has registered as a sex offender. Learn More

Check to see if the individual has ties to a known terrorist or drug trafficking organization. Watch lists available include- 

MK List -MK Denial includes US and International Denied Parties, United Nations Security Council Embargoes, Commerce Dept. Denial List, and more. The list is dynamic in order to reduce risk and ensure the highest level of compliance. When a new entry is made in the denied parties list, your master list of customers will be screened and a report will be generated and automatically emailed to you. Our dynamic screening solution truly simplifies the process and enables you to focus on your business while ensuring compliance and reducing your risks.

OFAC – This database includes:

PLC (Palestinian Legislative Council List), Sanctions, SDN’s, Non-SDS (Specifically Designated Nationals and Blocked Persons)

As part of its enforcement efforts, OFAC publishes a list of individuals and companies owned or controlled by, or acting for or on behalf of, targeted countries. It also lists individuals, groups, and entities, such as terrorists and narcotics traffickers designated under programs that are not country-specific. Collectively, such individuals and companies are called “Specially Designated Nationals” or “SDNs.” Their assets are blocked and U.S. persons are generally prohibited from dealing with them. Learn More

PEP – Politically Exposed Persons (PEPs). Guidance documents issued by federal regulatory agencies require that all financial institutions take reasonable steps to ensure they do not knowingly or unwittingly assist in hiding or moving the proceeds of corruption by Politically Exposed Persons (PEPs). The first step in complying with this directive is determining whether a customer or potential customer qualifies as a PEP as defined within the Bank Secrecy Act (BSA). If you determine the customer qualifies, the second step, which defines your course of action, is to assess the related risk. Learn More

Integrate with your Application

We have designed our system to be easily installed by your development team. Easily integrate our authentication SDK into  Windows, iOS, Android, or Linux application, or use with your existing VeriScan Online account.

identity verification sdk
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