According to an article on Politico.com, the Department of Homeland Security is extending the deadline for certain states which have not yet incorporated the changes to driver’s licenses as outlined in the Real ID Act.
Need a reminder of the Real ID Act? See below:
It was created to “set standards for the issuance of sources of identification, such as driver’s licenses.”
Real ID Act was passed in 2005 in response to 9/11
Residents must show proof of citizenship or residency in order to obtain driver’s license
For more information on the Real ID Act, click on the image above.
While the states (Illinois, Minnesota, Missouri, New Mexico and Washington) that received the two year extension are grateful for it, others are less than thrilled. Some industry law-makers fear that the states will not be motivated enough to take the necessary steps to actually execute the implementation.
In the world of IDs, card durability is an important factor for a number of parties. We, the card holder want our cards to last as a matter of convenience as well as the issuers of the cards where creating new ones costs a pretty penny. What is it then that determines whether a card will make it through a 2, 5 or even 10 year lifespan?
There are several different tests which are conducted. The first test is the ISO/IEC 24789. This test is comprised of 2 parts. The first part determines the lifespan of the card by making estimations about how it will be used. One has to consider, what is the life span of the card? The standard ID card life is 5 years. Within that 5 year period, the vendors must determine how it will be stored and used. Storage will vary, some will keep the card in a wallet, others in a pocket. The ID will be exchanged between people to look at it, it may be swiped or scanned. Durability tests are then conducted on the cards to see whether these estimates are accurate.
The ANSI INCITS 322 is another type of test which is used to see if the card physically endures tough environmental conditions. Some of the test includes putting cards in a paint can which is then filled up with a variety of substances and shaken for several hours. The complement to this test is the ANSI INCITS 322 Surface Abrasion Test which involves putting the cards on a rotator which are ground by a machine. This is repeated for 5,000 cycles.
While the durability tests are important in creating the ideal card, they are not the only factor in creating them. A card’s creation is aldo dependent upon the relationship between the vendor and the issuer. Agreements between the two can take a considerable amount of time. Experts agree that it is important for vendors and issuers to come up with a standard practice to provide feedback regarding the cards’ durability and create standards for testing and issuing.
Card durability is also important not just for the convenience of the individuals which have the cards but because producing them is very costly. It is expensive to re-issue 50 million cards every 5 to 7 years. A card with a 10 year life span would be beneficial for muliple parties.
For more information on card durability please click on the links below:
Fraud prevention has become a hot button topic in recent years with the increase of items such as Apple Pay, Venmo and online banking. However, other industries find this subject relevant, including healthcare, in this case, Medicare.
The government currently loses $60 billion each year due to misuse of Medicare funds, including fraud. With so much money at stake and the proper technology now available, the Medicare Common Access Card Act of 2015 was proposed last July.
The bill is to be reviewed and then sent to the House or Senate. The goal is to establish a card pilot program. The current Medicare cards display private information such as social security numbers. According to Re: ID Magazine, the new ones would not display this information. The new Medicare cards will be machine readable and fraud resistant; there will be a circuit chip with a secure microcontroller according to gov.track.us. Those who qualify for the pilot program will be people whose identity has been breached in the past. The sponsor for this bill is Peter Roskam, Representative for Illinois’s 6th congressional district. The pilot program will be under the title “XVIII (Medicare) of the Social Security Act.” The Centers for Medicare & Medicaid must report their findings within 2 years.
While it appears as though the U.S. government is taking a step in the right direction in terms of fraud prevention and identity maintenance, it will be quite a while if and when such a card is created. For more information on the ID industry, clickhere.